Get Instant Cash Let Us Help You

✅Free Professional Consultation

✅No Need Guarantor

✅Specializing in Kuala Lumpur / Selangor / Negeri Sembilan / Melaka Area

"Financial Problem" Let Us Help You

✅Guaranteed Lowest Interest Rate
✅Flexible Easy Repayment Plan
✅Fast Approval Loan up to 30 minutes
✅Blacklisted Acceptable

Welcome Malaysian / Expatriate / Foreign Workers

✅100% Legal Licensed Money Lender

✅Strictly No Upfront Payment / Deposit

No Hidden Fee

No Upfront Fee

9 Years Of Practical Experience

Guidence From Our Expert Team
Say goodbye to lengthy paperwork and endless waiting periods. With Wiselending.com.my, securing the financing you need is simple, convenient, and hassle-free.

About us

Your Trusted Partner for Personal Financing Solutions in KL & Selangor

Welcome to C&T Firstrate SDN BHD, your trusted partner for personal financing solutions in Malaysia.

At C&T Firstrate SDN BHD, we understand that unexpected expenses can arise at any time. That’s why we specialize in providing fast and reliable personal financing options. Whether you’re facing an emergency or simply need quick access to cash, we’re here to assist you.

Our commitment to efficiency and transparency sets us apart. With C&T Firstrate SDN BHD, you can expect a seamless application process, quick approvals, and direct fund disbursement—helping you address your financial needs without hassle.

License No: WL5019/10/04-10/150625

 Why Choose Us

Flexible Loan Terms

We offered flexible repayment options tailored to individual needs, such as customizable loan terms, grace periods, or payment schedules.

Fast Approval Process

We streamlined approval process to provide quick decisions and disbursements.

Transparency and Clarity

We ransparent about terms, fees, and conditions associated with the loan.

Referral Programs and Rewards

We have implemented referral programs or rewards for existing customers who refer new borrowers.

Fast Approval Process

SUBMIT YOUR LOAN APPLICATION ONLINE

Complete our online application form by providing your personal information and details.

GETTING APPROVAL

Our friendly loan advisor will contact you in 1 hour for confirming the provided documents. Afterward, your loan request will be promptly processed on the same business day.

RECEIVING FUNDS

The funds from your loan will be transferred to the bank account you have specified.

Fixed Annual Interest Rate

The Annual Percentage Rate (APR) of our loan is 12% p.a. with collateral and 18% p.a. without collateral

Minimum & Maximum Tenure

From 6 months to 60 months (5 years)

Online Application Form

firstratekreditkomunit.com

C&T Firstrate Sdn Bhd (WL5019/10/04-10/150625)

Document Required

IC/Passport Photocopy

Latest 3 Month Salary Payslip

Latest 3 Month Bank Statement

Job Offer/ Confirmation Letter

Latest Utility Bill

(Electricity, Water, Phone/Internet Bills)

Testimonials

What Our Clients Say

Excellent Service!!

Naziatul

Client

Sangat cepat mudah dan trusted. Highly recommended

Muhammad Amirul

Client

Fast and responsive.

Anna

Client

Great service and speedy approval!

Tan

Client

Recommended

Rajendran

Client

Ready to Solve Your Personal Financing Solutions?

Take the first step towards your brighter future. Contact us today.